Worldwide Quest recommends RBC Insurance
No one takes a trip assuming the worst. But should something
happen, it's good to know there's a company you can rely
on for affordable coverage and 24-hour assistance.Worldwide
Quest offers international travel insurance, through RBC
Insurance. This provides coverage that travels wherever
you do. Whether you need coverage for medical care, trip
interruption or emergency travel services, RBC Insurance
is there for you.
RBC Insurance is a leading provider of travel insurance
plans and assistance programs and we're here to help you
24 hours a day, 7 days a week. Coverage provided through
RBC Insurance is easy to buy and with our 24-hour emergency
travel services it's even easier to use.
RBC Insurance plans can include both domestic and international
travel insurance and coverage lengths can be flexible
and vary according to your plans. To find out which RBC
Insurance plan is right for you, please contact our office
by phone 1-800-387-1483
or e-mail travel@worldwidequest.com
Not sure you need travel protection? Here are a
few commonly asked questions:
Q. Why should a traveler buy travel insurance ?
A. Travel insurance gives travelers coverage for
unforeseen problems, from a cancelled flight to a serious
illness-or in rare cases, even an act of terrorism or
the financial default of a travel supplier. If an illness,
accident, or other covered unforeseen circumstance forces
a traveler to cancel or interrupt their plans, they face
two major financial losses-money invested in nonrefundable
pre-payments, and medical expenses that in many instances
may not be covered by health insurance.
Q. What happens if a traveler must cancel their vacation?
A. Often a traveler will lose nonrefundable deposits
and prepayments that can add up to hundreds-or even thousands-of
dollars. A comprehensive travel insurance plan can provide
trip cancellation coverage for the traveler's vacation
investment-the insurance company reimburses the traveler
for all pre-paid, nonrefundable expenses for a covered
loss.
Q. How does trip cancellation and interruption coverage
work?
A. It reimburses for forfeited, nonrefundable,
unused payments or deposits if the traveler must cancel
or interrupt their trip due to a covered reason.
Q. What other coverage is typically included in an
insurance plan?
A. In addition to trip cancellation and interruption,
the more comprehensive travel insurance plans available
today may also cover emergency medical expenses; emergency
medical transportation, when ordered by a doctor, to the
nearest adequate medical facility; reimbursement for accommodations
and expenses incurred due to travel delays; reimbursement
for the purchase of essential items if baggage is delayed;
and coverage against lost, stolen or damaged baggage.
Q. Does travel insurance cover terrorism?
A. Many travel insurance policies do not cover
terrorism, or only cover terrorist acts that occur on
foreign soil. Travel insurance through Royal Bank Insurance
can cover terrorist incidents both in the United States
and abroad.
Q. Is the financial default of an airline, cruise line
or tour operator covered?
A. Our retail insurance programs include financial default
coverage if the program is purchased within 15 days of
making the initial trip deposit.
Q. Does RBC Insurance offer travel insurance plans
tailored to specific types of travel?
A. Yes. RBC Insurance offers travel insurance plans
for an array of budgets, from modest trips to high-end
luxury vacations. There are also products for last-minute
getaways and extended trips, and specific coverage plans
for cruise travelers, golf travelers, students, and sports
travel.
Q. How much does travel insurance cost?
A. The cost of travel insurance is based, in most
cases, on the value of the trip and the age of the traveler.
Typically, the cost is five to seven percent of the trip
cost.
Q. What else is offered with the purchase of a RBC
Insurance plan?
A. To boost travelers' confidence when traveling,
RBC provides 24-hour access to a global network of healthcare
professionals and emergency assistance when you have emergency
medical coverage
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